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Andy Richardson Group

Insurance • Law • Consulting

Providing expert advice to individuals and businesses in law and insurance for over four decades.

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Andy Richardson Charleston WV

Licensed in West Virginia as both an attorney and an insurance agent, Andy is also a former public servant at the state, county, and municipal levels of government. This wealth of experience positions Andy as a problem solver, quick study, and effective communicator in times of crisis. Whether risk management analysis, acquiring key supplements for your Medicare insurance, drafting key legal documents, or assisting individuals and businesses in reducing liabilities, Andy’s knowledge and experience can benefit clients with a broad variety of needs. 

Andy’s professional background includes serving as CEO of the former monopolistic West Virginia Workers’ Compensation Fund. He prepared that organization with internal checks and balances that lead to privatization. Andy's private sector roles have included membership in his former firm’s Million Dollar Sales Club, advocacy of and use of Evidence-Based Medicine Treatment Guidelines to promote return-to-health/return-to-work in workers’ compensation insurance, and extensive experience developing successful partnerships with insurance carriers, insurance brokers, clients, vendors, and regulators.


Andy Richardson Group solves problems. We assess the needs of our clients and offer innovative solutions to individuals and businesses designed to preserve assets and strengthen financial positions. When circumstances indicate a need for broader resources, ARG has partners ready to assist.

We offer solutions for Medicare Supplements and Advantage plans; Annuities; Wills, Powers of Attorney, and other life directives; Assistance in mergers, acquisitions, and loss portfolio transfers; consulting Insurance administrators on business improvements and business transactions.

Services for Individuals

Services for Businesses




Hear how ARG helped people achieve their goals and improve their business performance.


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