For nearly 35 years, I have been involved in the Boy Scouts of America. 

Primarily serving on the Troop Council, today my service focuses on Boards of Review for aspiring Eagle Scouts. I am pleased that I have participated in reviews resulting in over 25 young men achieving the pinnacle of Scouting, the rank of Eagle Scout.

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One basic question I have always asked in Boards of Review is "What is the Scout Motto?" 

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I'm sure you know it: "BE PREPARED."

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As you contemplate your late life insurance needs, are you prepared? 

Have you considered the right fit for your Medicare wraparound needs - a Supplement Policy or Medicare Advantage Plan?

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What about the need for Long-Term Care Insurance? This is a vital program to protect your assets and family legacy if a nursing home becomes a part of your life. It preserves your family's parachute, helping preserve other assets.

What about critical illness insurance? This type of insurance covers cancer, heart attack, stroke and end-stage renal failure. Plus, it can also help save you money on health expenses for conditions such as Alzheimer's disease, blindness, paralysis, coma, transplant surgery/waiting list, amputation and deafness. I have access to a variety of different coverage options, based on your areas of concern and need for specific coverage.

 

Another type of insurance is Hospital Indemnity Insurance. This replaces income when triggered by hospitalization. Bankers Life offers this type of insurance - it is not something only available through the funny duck on the TV ads.

 

If these solutions fit your needs, BE PREPARED! And - Call me; I can help!

Andy Richardson
andyrichardsonwv@gmail.com
304.549.5597